Declines at the final step
A card fails once and the order is gone — the customer rarely comes back to try again.
Every declined card at checkout is a customer who was ready to buy. Retry on another processor in real time, offer the methods they actually use, and pay your suppliers from the money that lands.
$96,300.00
612 orders · 3 sales channels
The problem
Traffic is expensive. Losing a customer after they've decided to buy is the most costly failure in the funnel.
A card fails once and the order is gone — the customer rarely comes back to try again.
International shoppers abandon when the method they normally use isn't on the page.
Disputes arrive months later and defending them without assembled evidence rarely goes your way.
Web, marketplace and in-person sales settle into different places and reconcile at different times.
Inventory has to be bought upfront while settlement from sales lags behind it.
Money you've earned sitting in a processor's hold is working capital you can't use.
What you'd use
The rails that get more orders across the line, and the account that pays for the next shipment.
Identity & verification
Every payment is risk-scored and can be stepped up to 3D Secure today. Next: the same identity checks that clear customers onto our own platform, opened up for yours — send a link and the customer proves who they are from their phone.
Most orders should never see friction. The five-figure one going to a freshly created account at a forwarding address should — check the card and the buyer before you pick and pack it, not after the chargeback lands.
A selfie checked against the photo ID, with liveness in the flow — so it is the actual person, not a photo of one.
The customer shows the card they are paying with and it is verified on the spot, before you hand anything over.
Licenses, permits, insurance certificates and tax forms collected from the customer's phone camera, with expiry tracked.
Every card payment gets a 0–100 risk score from our fraud screening before it is charged, and you choose the score that gets blocked.
The verification step carries your name and palette, so it reads as part of your business rather than a hand-off to someone else's.
Require issuer authentication on card payments above an amount you set, which usually moves fraud-dispute liability to the card issuer.
Verification session
LiveGetting started
No implementation project and no migration weekend. Open the account, connect what you already do, and start moving money.
One balance for every sales channel, with no monthly account fee.
Embed our checkout on your store, or start with links for a single product.
Cards, wallets, pay over time and local methods for the markets you sell into.
Freight, inventory and vendors scheduled straight from settled sales.
Businesses on the platform
US states supported
US-based support
Monthly platform fees
When a card is declined, the charge is automatically retried through another processor in real time. The customer sees one checkout attempt rather than an error, which recovers orders a single-processor setup would have lost.
Yes. Region-specific payment methods mean international shoppers can pay the way they normally do, and stablecoin settlement is available where traditional cross-border rails are slow.
The dispute response is assembled from the order, the customer record and the checkout session automatically, so you are submitting a prepared case instead of reconstructing evidence under a deadline.
Yes. Embedded checkout drops into your existing storefront, and checkout links work independently for one-off products, pre-orders or channels your platform does not cover.
From Payouts in the dashboard: payouts to your own bank account, standard or instant where eligible, instant sweeps into an Anytime Capital business account, RTP or FedNow transfers to any US bank, same-day domestic wires, vendor payments by ACH, local rails in 71+ countries, stablecoin payouts from your balance, crypto conversion of your balance and employee cards funded from your balance, whenever you like or on your automatic schedule, with each payout's expected arrival shown before you confirm.
Other industries
Same account underneath, arranged around a different set of problems.
Open a business account, connect your checkout, and stop letting a single declined card end a sale.