What is an ABA routing number?

An ABA routing number (or RTN) is a nine-digit code assigned by the American Bankers Association to identify a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Is the wire transfer routing number different from the ACH routing number?

Yes — many banks use one routing number for ACH/direct deposits (which often varies by state) and a separate, single routing number for incoming wire transfers. Always confirm which one you need before sending money.

Does my routing number change if I move?

No. Your routing number is tied to the state where you originally opened your account, not where you currently live. You keep the same number even after moving.

What's the fastest way to receive money without dealing with routing numbers?

Anytime Capital's FDIC-insured cash account gives you a routing and account number you can use anywhere, plus instant crypto buys with Apple Pay — so you can receive USD via direct deposit and convert any of it to crypto without leaving the app.

Does my bank let me buy crypto?

Yes. Every US bank and credit union permits it — none prohibit owning crypto — and debit cards from all of them work at Anytime Capital. Several large issuers blocked crypto on their own credit cards in 2018; we accept those cards anyway, and ACH and wires work regardless of the issuer.

US Bank Routing Numbers

Find any U.S. bank's ABA routing number, wire transfer routing number, and SWIFT/BIC code. 74 institutions covered — from national banks like Chase and Wells Fargo to fintechs like Chime, Cash App, and PayPal.

What is a routing number?

A routing number is a nine-digit code that identifies your bank in the U.S. payment system. It's printed on the bottom-left of every check and is required to set up direct deposit, send a wire transfer, or move money via ACH.

Many large banks (Chase, Wells Fargo, Bank of America) use different routing numbers depending on the state where you opened your account. Online banks and fintechs typically use a single number nationwide.

National banks

Online banks

Marcus by Goldman Sachs

American Express National Bank

Business banking

Regional banks

Credit unions

Navy Federal Credit Union

Suncoast Credit Union

263182817

Golden 1 Credit Union

Digital Federal Credit Union

211391825

The other question people ask

Does your bank allow crypto?

Every US bank and credit union permits it, and debit cards from all of them work at Anytime Capital — but the credit-card story differs by issuer, and a handful of app-first accounts can't send wires at all. We checked 130 institutions one by one.

Find your bank's crypto policy