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    HSBC USA Routing Number

    Updated October 2026

    Routing number
    022000020
    SWIFT / BIC code
    MRMDUS33

    Used for international wire transfers.

    HSBC USA is a U.S. financial institution. Detailed routing-by-state coverage, fee schedule, and FAQ for HSBC USA are being expanded — for now, your routing number is 022000020.

    HSBC USA wire transfer fees

    TypeFee
    Domestic wire (outgoing)$25–$35
    Domestic wire (incoming)$15
    International wire (outgoing)$45–$50
    International wire (incoming)$15

    Fees subject to change. Confirm the latest schedule on HSBC USA's website before sending.

    How to find your HSBC USA routing number

    Pay to the order of⑈ 022000020 ⑈ 0001234567 ⑈RoutingAccount
    Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.
    • • Look at the bottom-left of any check from HSBC USA — the 9-digit number on the left.
    • • Log in to HSBC USA's mobile app or online banking and open the account details screen.
    • • Check the top of any monthly statement.
    • • Call HSBC USA customer service — but never share the number plus your full account details with anyone you don't trust.

    Also asked about HSBC Bank USA

    Does HSBC Bank USA allow crypto purchases?

    Yes. HSBC Bank USA debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. HSBC Bank USA credit cards are accepted here too. HSBC Bank USA publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

    • Debit card
    • Credit card
    • ACH transfer
    • Wire transfer
    HSBC Bank USA crypto card, wire & ACH policy

    Tired of waiting on HSBC USA transfers?

    Buy crypto with Apple Pay in 60 seconds. FDIC-insured cash account, instant virtual debit card, free to open.

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    Frequently asked questions

    Sending money with these numbers

    • Routing number vs account number
    • Wire transfer vs ACH
    • Same-day ACH: cutoffs and limits
    • What is FedNow?
    • What is Fedwire?
    • How to open a business bank account

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