.svg)
Buy BTCBitcoin$77,881-0.31%.svg)
Buy ETHEthereum$2,446-0.56%.svg)
Buy USDTTether$1.00-0.00%.svg)
Buy USDCUSD Coin$1.0000+0.00%.svg)
Buy SOLSolana$105.13+0.34%.svg)
Buy XRPXRP$1.39-0.67%.svg)
Buy LTCLitecoin$49.11+1.42%.svg)
Buy DOGEDogecoin$0.0852-0.42%.svg)
Buy TRXTRON$0.3381-0.48%.svg)
Buy ADACardano$0.2011-1.22%.svg)
Buy AVAXAvalanche$7.33+0.43%.svg)
Buy DOTPolkadot$0.8408-1.46%.svg)
Buy LINKChainlink$11.39-1.14%.svg)
Buy BCHBitcoin Cash$244.84-1.57%.svg)
Buy XLMStellar$0.1791+0.21%.svg)
Buy SHIBShiba Inu$0.000005-0.70%.svg)
Buy TONToncoin$1.36-0.54%.svg)
Buy SUISui$0.7462-0.27%
Bank crypto guide
Buy Crypto with a Truist Card, Wire or ACH
Truist inherited two banks' policies at its 2019 formation and settled into the common regional pattern: debit works cleanly and credit is hit or miss elsewhere, with no published blanket rule — while at Anytime Capital both are simply accepted. Truist customers at Anytime Capital default to debit or Apple Pay for everyday orders and Truist wires for OTC-size purchases — with the one-time fraud confirmation as the only speed bump.
Updated August 2026 · Reviewed by the Anytime Capital trading desk
Does Truist allow crypto purchases?
Yes. Truist debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Truist credit cards are accepted here too. Truist publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.
- Debit card
- Truist debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
- Credit card
- Accepted at Anytime Capital. No published block — varies by card product, so the authorization is Truist's call.
- ACH transfer
- ACH from a Truist account is accepted for buys, and used for payouts when you sell.
- Wire transfer
- Wires from Truist are accepted for buys, and we wire back to the same account when you sell.
Comparing institutions? See every US bank's crypto policy in one table.
Truist debit and credit cards are accepted at Anytime Capital for crypto.
Wire transfers from Truist are accepted for crypto — and we send wires back to your Truist account when you sell.
- Truist debit cards — buy crypto in minutes
- Truist credit cards — all major networks accepted here
- Truist wire transfers — in for buys, out for sells
- ACH, Apple Pay, Google Pay and branch cash also accepted
- Wire transfer
- Cash in person
Credit cards are accepted here that other crypto platforms turn away.
At most crypto platforms the outcome is a coin flip: some of this issuer's products go through, others decline or land as a quasi-cash advance. Anytime Capital accepts all major credit cards — Visa, Mastercard, American Express and Discover — from every bank and credit union we cover.
The honest caveat: Acceptance is our decision as the merchant; authorization of any individual transaction is Truist's, and your cardholder agreement controls. Truist (formed from BB&T and SunTrust in 2019) publishes no blanket crypto block; credit outcomes vary by product between declines and quasi-cash (cash-advance) coding under typical 2026 terms. Confirm your specific card before buying size on credit — or use debit.
About Truist
- Founded
- 2019 (merger of BB&T, founded 1872, and SunTrust, founded 1891)
- Headquarters
- Charlotte, North Carolina
- Size
- ~$530 billion in assets
- Footprint
- Roughly 1,900 branches across 15 states and Washington, D.C., concentrated in the Southeast
- ATM access
- ~3,000 Truist ATMs
- Worth knowing
- Truist inherited two banks' policies at its 2019 formation, which is why card behavior varies by legacy product line.
Cards issued: Debit (Visa) · Credit (Visa/Mastercard by product)
Truist card policy for crypto purchases
Debit card
WorksTruist debit cards work for crypto purchases at licensed platforms, including Anytime Capital.
Credit card
Accepted at Anytime CapitalAll major credit cards are accepted at Anytime Capital — Visa, Mastercard, American Express and Discover — including your Truist card. At most crypto platforms the outcome is a coin flip: some of this issuer's products go through, others decline or land as a quasi-cash advance. Acceptance is our decision; authorization of any single transaction remains Truist's.
At Anytime Capital
Truist credit and debit acceptedVisa, Mastercard, American Express and Discover, credit and debit alike, plus Apple Pay, Google Pay, ACH, wires and branch cash. No card network is turned away at the door.
At other crypto platforms
Hit or miss, varies by productTruist (formed from BB&T and SunTrust in 2019) publishes no blanket crypto block; credit outcomes vary by product between declines and quasi-cash (cash-advance) coding under typical 2026 terms. Confirm your specific card before buying size on credit — or use debit.
Worth knowing: Truist supports ACH and same-day domestic wires to licensed crypto businesses; southeast branch customers use our wire rail routinely.
Buying crypto with a Truist wire transfer
Wire transfers from Truist are accepted at Anytime Capital for crypto purchases.
Truist sends same-day domestic wires before the cutoff online or in branch, with international wires available for verified clients.
Wires are the standard rail once an order outgrows a daily card limit: there is no card ceiling, the funds arrive as cleared dollars, and our OTC desk quotes the price before you send. Send the wire from an account in your own name — third-party wires cannot be accepted — and the crypto goes out to your wallet on the network you choose once the funds land and compliance review completes.
Selling crypto and getting a wire to your Truist account
Anytime Capital buys crypto back and sends the dollars to your Truist account by wire transfer or ACH.
Selling runs the same process in reverse: lock a price with the desk, send the crypto from your wallet, and we pay out in US dollars to the Truist account already verified on your profile. Wires are the fastest payout rail — same business day when the sale settles before the cutoff — and ACH is the free, slower alternative. Larger sells are handled by our OTC desk with a quoted price rather than a moving market rate.
You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets directly, or bring cash out in person at our Atlanta and Miami branches. Payout account names must match your verified identity — a rule that protects you as much as it satisfies our compliance obligations.
What you can buy with your Truist account
Every asset below is available to Truist customers by debit card, credit card, Apple Pay, Google Pay, ACH or wire transfer. Pick the coin, pick the delivery network, and it lands in a wallet you control.
Buy BTC — BitcoinBuy BTC / buy BitcoinBuy ETH — EthereumBuy ETH / buy EtherBuy USDT — TetherBuy USDT (TRC-20, ERC-20, SPL)Buy USDC — USD CoinBuy USDC stablecoinBuy SOL — SolanaBuy SOL / buy SolanaBuy XRP — XRPBuy XRP / buy RippleBuy LTC — LitecoinBuy LTC / buy LitecoinBuy DOGE — DogecoinBuy DOGE / buy DogecoinBuy TRX — TRONBuy TRX / buy TRONBuy ADA — CardanoBuy ADA / buy CardanoBuy AVAX — AvalancheBuy AVAX / buy AvalancheBuy LINK — ChainlinkBuy LINK / buy ChainlinkPlus 38+ assets in total, including BNB, DOT, XLM, SHIB, TON, SUI, APT, NEAR, BCH, ETC, HBAR, ICP, ATOM, INJ, SEI, STX, POL, ARB, OP and KAS. See the full buy menu.
Every way a Truist customer can pay
Debit card
Every major US bank's debit card. Fastest route for most buyers — minutes end to end.
Credit card
Visa, Mastercard, American Express and Discover accepted here, subject to your issuer's own policy.
Apple Pay & Google Pay
Tokenized checkout with the card already in your wallet — trips fewer bank fraud screens.
Wire transfer
Domestic wires in for larger buys, and wires out to your bank when you sell.
ACH bank transfer
Pull straight from checking — the low-cost lane for repeat buying.
Cash in person
Atlanta and Miami branches for cash buys and sells with a human across the counter.
Cash by mail
A structured, tracked option for clients without branch access.
How Truist customers buy at Anytime Capital
- 1
Create your free Anytime Capital account and verify your identity — a routine, legally required step that takes minutes for most customers.
- 2
Choose your coin and the delivery network — BTC, ETH, LTC, SOL, XRP, USDT (TRC-20, ERC-20 or SPL), USDC and 38+ more — with pricing shown before you commit.
- 3
Pay with your card, the same card inside Apple Pay or Google Pay, an ACH transfer, or a wire for larger amounts. First-time card purchases may need a one-tap fraud approval from your bank.
- 4
Receive the crypto in the wallet address you chose, typically within minutes of the payment clearing. Your keys, your coins.
US-based and licensed
A registered money services business with real branches, not an offshore app.
Thousands of customers
Individuals and businesses buying and selling every day since 2018.
Your keys, your coins
Delivery to a free non-custodial wallet, or any address you already control.
Your Truist card, wire and ACH all work here
Anytime Capital is the #1 place to buy crypto with a debit card, wire transfer, Apple Pay & more. Truist customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets, with delivery to a wallet you control — and sell back for a wire to the same Truist account.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Truist crypto questions, answered
Can I buy crypto with my Truist debit card?
Yes — Truist debit works at Anytime Capital and other licensed platforms as a normal card purchase from checking. Approve the one-time fraud prompt if Truist sends one and future orders run clean.
Does Truist block crypto on credit cards?
No blanket published block — outcomes vary by card between declines and cash-advance treatment (fee plus immediate interest, no rewards). Test small or call before using Truist credit for crypto; debit avoids the question entirely.
Can I wire from Truist to buy crypto?
Yes — Truist sends same-day domestic wires to licensed crypto businesses before cutoff. Anytime Capital's OTC desk works with Truist wires regularly for larger southeast clients.
Does Zelle from Truist work for buying crypto?
No — Zelle is person-to-person under bank terms, carries no purchase protection, and buying crypto from strangers over Zelle is the classic scam setup. Use your card, ACH, or a wire to a licensed business instead.
What's the fastest crypto route for a Truist customer?
Truist debit or Apple Pay at Anytime Capital — verification in minutes, delivery straight to your wallet. US-based, thousands of customers, and human support on first orders.
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Important Disclosures
- Anytime Capital accepts Truist debit cards and all major credit cards, plus ACH and wire transfers. Acceptance is ours; whether a specific card authorizes a given purchase is Truist's decision, not ours. Issuer positions summarized here, including what the same card typically encounters at other platforms, are public or widely reported stances that can change.
- Credit-card crypto purchases may be treated as cash advances by some issuers — your cardholder agreement controls.
- Digital assets are not FDIC-insured, are not bank deposits, and may lose value.
- All purchases and sales are subject to identity verification and compliance review. See fees and limits for pricing.