No. CoinFlip is a legitimate bitcoin ATM operator operating since 2015. Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.

Is CoinFlip regulated in the United States?

CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts. Anytime Capital is a FinCEN-registered U.S. money services business with a branch in Atlanta.

Does CoinFlip hold my crypto?

No. CoinFlip delivers to a wallet you control, the same way Anytime Capital does.

Can I switch from CoinFlip to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Trust & safety

CoinFlip

Our pick

Is CoinFlip legit? What that does and does not mean

Q: How does Anytime Capital pricing compare with CoinFlip?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. CoinFlip prices a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars, roughly 21.9% on the headline, with the network fee to send coins to your own wallet, shown on the receipt. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

CoinFlip is a real bitcoin ATM operator that has operated since 2015. The useful question is not whether it is a scam but what happens on the day something goes wrong, and that is where a kiosk in a store and a U.S. company with a front door part ways.

Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.
Delivers coins to a wallet you control
Anytime Capital: a U.S. company you can call or visit

Buy crypto with cash from 4%Call (470) 748-2530 Send cash by mail

Updated October 2026. CoinFlip figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

Is CoinFlip legit and safe to use?

Yes, CoinFlip is a real company: founded in Chicago in 2015, registered with FinCEN and NMLS, with thousands of kiosks and a 24/7 phone line. It is also the subject of pending actions by the Iowa and Missouri attorneys general and Washington's financial regulator, which allege its kiosks were used to move scam victims' money. Legit is not the same as cheap or risk-free; the bigger risk at any bitcoin ATM is being talked into using one by a scammer.

Buy crypto with cash from 4%Call (470) 748-2530 Send cash by mail

2015
the year CoinFlip was founded
Compared platform
3.5 / 5
CoinFlip Trustpilot average
Compared platform
2
Anytime Capital walk-in offices
Anytime Capital
8,000+
completed Anytime Capital trades
Anytime Capital

What a cash purchase costs: CoinFlip vs Anytime Capital

Published or posted fee percentages on a cash purchase

Anytime Capital
CoinFlip

CoinFlip: a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars (21.9%). Anytime Capital: from 4%, shown in full before you confirm. Both exclude blockchain network fees. Published schedules as of October 2026; confirm your exact quote in each checkout.

The checklist: does CoinFlip pass?

CoinFlip passes the basic checks for a legitimate operator. It has traded since 2015, is registered with FinCEN as a money services business and with NMLS, holds money transmitter licences where states require them, publishes its fees in its terms of service, and answers the phone around the clock. Coins go to a wallet you control rather than sitting in a CoinFlip account.

It is also under sustained regulatory pressure, which belongs in any honest answer. The Iowa Attorney General sued in February 2025 alleging kiosks were used to move more than $13 million in scam payments. The Texas Department of Banking entered a consent order in March 2026. The Missouri Attorney General sued in May 2026, alleging fees up to 21.9% and losses over $7 million in that state, and CoinFlip has called the suit meritless. In September 2026 Washington's Department of Financial Institutions issued a statement of charges seeking to revoke its licence. These are allegations and pending proceedings, not findings.

The real safety rule for every bitcoin ATM is the same: no legitimate bank, government agency, utility or tech support desk will ever ask you to pay with a bitcoin machine. The FBI counted roughly $389 million in reported losses through crypto kiosks in 2025.

Operating since 2015, headquartered in Chicago
FinCEN MSB and NMLS registered, licensed where required
24/7 phone support
Pending actions in Iowa, Missouri and Washington

What "safe" looks like when a trade goes sideways

Read the one-star reviews of CoinFlip and a pattern appears: accounts closed without a clear explanation, transactions stuck or slow to arrive, a kiosk markup far above what buyers expected, id tiers and daily limits that stop a purchase partway. These are compliance and process events, not theft, and every regulated platform has them. The difference is what you can do about it. On CoinFlip you call its support line and work it out over the phone, away from the machine. At Anytime Capital you call (470) 748-2530 and speak to someone who can see the order, or walk into the Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 and resolve it across a desk.

A front door, not a chat window

CoinFlip is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

How to protect yourself on any platform

Use the real website address and never a link from a message. Turn on two-factor authentication. Send your first purchase to a wallet you already control and confirm it arrives before buying more. Keep a screenshot of the confirmation screen with the fees. And if anyone contacts you claiming to be from any exchange and asks you to move money, hang up and call the number on the company's own site.

Leaving CoinFlip? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy crypto with cash from 4%Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

CoinFlip vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 9 of 14.

Category	CoinFlip	Our pick
Cash purchase fee	A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Cash at its kiosks	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Through CoinFlip Preferred, its OTC desk, not at the kiosk	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 phone line (877-757-2646) and email	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	About 4,200 kiosks in U.S. stores (May 2026); no staffed branches	Atlanta branch and Miami office
Where it serves	CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	A phone number and name for small purchases, a government photo ID above roughly $960 a day, and a Social Security number and a call with support above roughly $3,000, by CoinFlip's own guide; tiers and limits vary by state.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	CoinFlip Preferred OTC desk by wire or ACH; kiosk purchases capped by ID tier and state law	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.	U.S.-based, FinCEN-registered money services business
Way to escalate a problem	CoinFlip publishes a 24/7 phone line and email, and its better reviews thank agents by name; the complaints are about outcomes, such as accounts closed without explanation, rather than about reaching someone.	Phone, email, or in person at the Atlanta branch

Cash purchase fee
CoinFlip
A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars
Anytime
From 4% with the spread included, quoted in full before you confirm
Bank transfer fee
CoinFlip
CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%
Anytime
ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash
CoinFlip
Cash at its kiosks
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
CoinFlip
Through CoinFlip Preferred, its OTC desk, not at the kiosk
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
CoinFlip
No
Anytime
Yes
Talk to a human
CoinFlip
24/7 phone line (877-757-2646) and email
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
CoinFlip
About 4,200 kiosks in U.S. stores (May 2026); no staffed branches
Anytime
Atlanta branch and Miami office
Where it serves
CoinFlip
CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts.
Anytime
Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification
CoinFlip
A phone number and name for small purchases, a government photo ID above roughly $960 a day, and a Social Security number and a call with support above roughly $3,000, by CoinFlip's own guide; tiers and limits vary by state.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
CoinFlip
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
CoinFlip
CoinFlip Preferred OTC desk by wire or ACH; kiosk purchases capped by ID tier and state law
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
CoinFlip
Your own wallet; you hold the keys
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
CoinFlip
Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.
Anytime
U.S.-based, FinCEN-registered money services business
Way to escalate a problem
CoinFlip
CoinFlip publishes a 24/7 phone line and email, and its better reviews thank agents by name; the complaints are about outcomes, such as accounts closed without explanation, rather than about reaching someone.
Anytime
Phone, email, or in person at the Atlanta branch

Ways to pay

9 ways to pay here. 1 at CoinFlip.

The rails CoinFlip has, it runs well. The ones it does not have are the ones a customer reaches for when a card is declined, an amount is large, or the money is in cash.

MethodCoinFlipAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardNoYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysLimitedYes
Domestic wireSame-day for larger ordersLimitedYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterYesYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from CoinFlip to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy crypto with cash from 4%Call (470) 748-2530 Send cash by mail

Ready to leave CoinFlip behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy crypto with cash from 4%See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions